Sunday, December 2, 2012


Looking for a Short stay in Kuala Lumpur, Malaysia?

Welcome to KL Short Stay accomodation offers a range of boutique style apartments and suites for the increasingly demanding business traveler & tourists.

Our Short Stay accomodation offer a host of exceptional amenities complemented by exemplary service to ensure all our guests' needs are met and each visit completely perfect. Our suites are stylishly and tastefully decorated for a comfortable yet homely stay.

All our Short Stay accommodations are located in the Golden Triangle of Kuala Lumpur and are carefully selected so that guests are always 5-10mins walk to:

- major public transports (Pudu Bus Terminal, LRT and Monorail)

near Bukit Bintang

- a complete shopping experience from bargains to designer labels plus people watching (Jalan Bukit Bintang and Bintang Walk, Kuala Lumpur)

- good local and street food dining (Jalan Alor)

- popular watering holes (Jalan Changkat Bukit Bintang, Kuala Lumpur)


Our KL Short Stay Accomodation Exclusive facilities as follow:





























Sunday, November 18, 2012

马来西亚移民 第二家园侨居计划

  * 无年龄限制、无英语要求、无须资产来源证明。十年签证终身续签,
  * 办理快、周期短(2-3月),办妥即用。材料简单仅需提供护照、照片、结婚证、
  * 门槛低,仅需存入大马银行30万马币(约65万人民币左右的资金),
  * 无居住要求,无移民监。无须放弃国内身份、事业、福利和社会关系。身份随时撤回,
  * 一人主申请,全家可获签, 60岁以上的父母可随行,并可带一佣人
           50岁以下申请者, 50岁以上申请者为35万马币(约75万人民币左右)。

Sunday, October 21, 2012


Should you buy an abandoned house?
BUYING property and then selling (or renting) it is often viewed as a good form of investment by many. This is especially the case for strategically-located homes that are either new or have been well maintained by a previous owner.

However, sometimes, an abandoned house or even an old, dilapidated one, could be worth investing in. Admittedly, reviving an abandoned house can be a daunting task. But with a little bit of patience, effort and money, the home you're looking to revive could just end up being a diamond in the rough.

Abandoned house

According to reports, there are 177 private housing projects that have been abandoned as at May 31.

Finding abandoned houses is actually not that difficult, as they tend to stick out like a sore thumb! The main issue, however, comes after you've found one, and then need to locate its owner.

“One simple way is to ask the neighbours,” says James Wong, director of international property consultants, valuers and estate agents, VPC Alliance (M) Sdn Bhd.

<b>Wong:</b> ‘One simple way (to find out about the owner of an abandoned house) is to ask the neighbours’. Wong: ‘One simple way (to find out about the owner of an abandoned house) is to ask the neighbours’.

However, a house could be abandoned for so long that even the neighbours might not know of the owner's whereabouts.

“The official way is if the house is within the jurisdiction of the municipality, local council or district council, and to go to the assessment section to check the owner and address,” says Wong.

“If the house is outside the jurisdiction of the municipality, local council or district council, then you need to go to the land office to do a title search on the property, which will reveal the ownership of the title. Then, you have to check the owner's contact details and contact,” he adds.

But what if the owner is deceased?

“In a situation where the owner is deceased, one can appoint a lawyer to make checks at the central probate registry at the High Courts to verify whether the family members of the deceased have filed for a petition for a grant of probate (where the deceased died leaving a will) or for letters of administration (where the deceased died intestate),” says National House Buyers Association (HBA) secretary-general Chang Kim Loong.

He says checks could also be made at the related land office to ascertain whether an application has been filed (at the land office).

<b>Chang:</b> ‘Checks about an abandoned property could be made at the related land office’. Chang: ‘Checks about an abandoned property could be made at the related land office’.

“They could also make enquiries at the Amanah Raya office for confirmation. Having established the identities of the beneficiaries to the deceased estate, one can approach them and negotiate the offer to purchase.”

Cheaper price

Elvin Fernandez, managing director of property consultancy firm Khong & Jaafar Sdn Bhd, points out that abandoned houses, or homes that have deteriorated over the years, tend to be cheaper.

“When you buy a home, you are buying it for the land and the building. The value of a property is what the building and the land are collectively worth.”

He says that the value of a property is affected when the condition of the building has deteriorated.

“If the house has been left unattended for a long time or has depreciated quite substantially, then usually the land value remains the same but not the building value.

“The greater the depreciation, the lesser the value. In fact, there might actually come a time when the building will have no value at all,” Elvin says.

He says in rare instances, the building's deterioration level could be so bad that it could create a spillover effect on the land and affect the land's value as well.

“It's not a rule that's set in stone, but usually it's the building value that drops,” Elvin says, adding that even the location of the property could play a role in the property's value.

“It depends. A house in Damansara Heights that's been abandoned for a while could still have its value intact, while a house in a poorer (rural) neighbourhood that has been left unattended for just six months could already see a substantial depreciation in its value.”

A good buy

Elvin believes that buying an abandoned house is definitely worth the investment, seeing as these homes generally retail for a much cheaper price (compared with new properties or lived-in ones in the secondary market).

“Abandoned properties could be worth a good buy and definitely a must to look at,” he says.

Malaysian Institute of Estate Agents (MIEA) deputy president Siva Shanker also feels that purchasing an abandoned house is a “great investment opportunity.”

<b>Elvin:</b> ‘The value of a property is affected when the condition of the building has deteriorated’. Elvin: ‘The value of a property is affected when the condition of the building has deteriorated’.

“You have a lot of this going on nowadays, especially within Petaling Jaya. There are a lot of old houses in that area and many people are buying them either to move in or to flip it (resell) for a profit.

“It's a great investment opportunity. People buy the home for between RM600,000 and RM700,000, then spend RM500,000 on refurbishing it and then selling it for about RM1.3mil. You can easily make a profit of between RM200,000 or RM300,000 right there!”

Siva believes that refurbishing an old or abandoned house is much more cost effective than buying a brand new one (or a lived-in one in the secondary market).

“The Malaysian property buyer is such that once he's bought a house, whether straight from a developer or an existing buyer, he's going to tear it down and make renovations of his own.

“And this is not at all cost effective, because the developer (or previous owner) has probably already given the buyer everything he needs. But after buying the house for say, RM1mil, he's then going to spend another RM500,000 on renovations. Better to buy an old house, which is cheaper, and then install whatever you need.”

MIEA president Nixon Paul, meanwhile, feels that it's “safer” to buy a house from the primary or secondary market.

“Buying an abandoned house will be cheaper, but think of the refurbishment that you're going to have to do, which could cost a lot more than what you would normally do for a new one.”

<b>Siva:</b> ‘Purchasing an abandoned house is a great investment opportunity. You have a lot of this going on nowadays.’ Siva: ‘Purchasing an abandoned house is a great investment opportunity. You have a lot of this going on nowadays.’

“You're going to need to spend a lot of money on a lot of things that have either deteriorated or are totally gone.”

Siva asserts that although buying an abandoned house and refurbishing it is a good investment opportunity, he does add that it's not for everyone.

“If you have the money, the holding power and the property know-how, then it's a good way to generate income.”

On a personal note, he does wish that it would be possible for buyers to “pre-customise” their homes when they buy it from a developer, and not purchase a “finished” product that will not necessarily appeal to everyone.

“Wouldn't it be nice if the buyer had a choice on the level of fixtures that go into a home, so that the price could be reduced accordingly? Because most people are going to move in and make changes that will end up being a waste of money.

“We need to slowly move into a more mature market where there can be more flexibility in the property that we buy,” he says.

Saturday, October 13, 2012


Obsessive- Compulsive’s Guide: Top 12 Organizing Tips, Plus Resources

Is your life in disarray? Do you have trouble finding things? Do you constantly forget stuff? If so, don’t worry — you’re like most of the human population.
Disorganization is a natural state of order. It takes an obsessive-compulsive (like myself) to get the chaos of the universe into some form of organization.
If you have a desire to get organized, here are my favorite organization tips … stuff I’ve learned along the way, from other sources and from experimentation. And a list of some useful articles at the end, for those who need more. :)

1. Everything in its place. If you just followed one tip on this list, this would be it. Practice this, and you can skip the rest of the tips and articles listed in this post. Seriously.
So how do you do it? It’s simple. For everything that you own, designate a place for it. You can even label some of those places, to make it easier to remember. Find something that doesn’t have a place? Designate a place for it. Then simply put things back where they belong when you’re done using them. It sounds simple, but it actually takes a lot of practice to get this habit down. Read this article for more.

2. Start small. If your life and your home and your office are all incredibly disorganized, don’t try to conquer all of it at once. Choose a small chunk (maybe the top of your desk, or at least one part of it?) and organize that. Then come up with a simple system to keep it organize, and try to practice that system until it becomes habit. Now expand your “zone of organization” further, to a new area. One chunk at a time, you can get organized.

3. Create routines. One of the best ways to keep your life organized is to make routines for everything — for errands, laundry, finances, etc. And if you do this one at a time, and make it a habit, you can optimize your life this way.

4. Clean as you go. This is a great habit … instead of having big cleaning binges, clean things as you go. Done using some dishes? Wash them right away. Clean the toilet when you finish using it, so it never gets dirty. Read more.

5. All info in one place. Use a text document, a wiki, or some other type of system to keep all the information you regularly use and need in one place. You’ll never look for it again. Read more and also see how to organize your family with a binder.

6. Put it away now. Done using something? Most people will put it down somewhere nearby, with the intention of putting it away later. But messy houses and offices are full of these intentions. Instead of letting things pile up, put them away immediately. Right now, no exceptions.

7. Use an inbox, and empty it. Instead of having papers all over the place, have one inbox for all incoming papers. Well, one for your office, and one for your home. Now you’ll never lose a piece of paper again. Empty it regularly (at whatever regular intervals work for you — daily, weekly, every other day, etc.). Here’s how to process your inbox.

8. Keep a simple filing system. If your filing system is too complicated, chances are you won’t use it. Use this simple system to keep your files in order.

9. Google Calendar. It really doesn’t matter what calendar system you use, but I’ve found that Gcal works best for me. It’s so simple and fast, and as an online calendar I can access it from anywhere (as can my wife). We share a Google Calendar, and we put everything on it: work stuff, personal stuff, our kid’s school and extracurricular events, birthdays, family gatherings, reminders to follow up on things, school holidays, and much more. It keeps all our scheduling in one place, and we never have to worry about remembering again. Other good calendar options: 30 Boxes and Outlook are also popular.

10. A simple system for pending items. One reader recently wrote to ask me how she should organize her pending items, such as plane or theater tickets. I suggested she create a “Pending” folder to hold those items, and make a note of each item on her calendar. For those that are attached to a specific date, she could note the item on that date (“Theater tickets for 8 p.m., in Pending folder”). For items that she wants to remember periodically, she could make a note on the first of each month (for example) … so on the first of next month, there is a “Pending items” notation on her calendar, with a list of items in the Pending folder she wants to reminder herself about. If she doesn’t need to remember them yet, she can move that item to the first of the next month.

11. Make your system usable. If you’re having problems with your organization system, take a careful look at what’s tripping you up. Sometimes there’s a difficulty or complication that makes the system too difficult to use. If it’s too difficult, you won’t use it. Keep it simple and usable — if possible, even fun — and you’ll be more likely to stick to the system.

12. Create a landing strip. When I get home, I empty my pockets and put everything onto a tray near my doorway. My wife does the same. Keys, purse, my ID and cash, cell phone, anything. This way it doesn’t get tossed on our counter or table, and we never have to look for it or forget it when we leave. See Unclutterer’s article on The landing strip.

Wednesday, July 25, 2012


Looking for the hottest Penang properties and real estate?

Living On The Beach Front-Penang Properties

Better than Five Star Hotel Standard

The only penang properties  luxury Hotel Suites That Comes With A Private Swimming

Pool and Private Sauna in EVERY UNIT


Developer: K L Metro Land Development Sdn Bhd
( a member of KL Metro Group )
Bridging financier: UOB Bank Bhd.
End financier: UOB Bank Bhd. ( with 80% margin of finance )
Tenure of Land: FREEHOLD
Approving authority: Majlis Perbandaran Pulau Pinang
Construction commence: July 2012
Completion ( forecast ): August 2014
Location: Teluk Kumbar , Penang
( 4km from Penang International Airport )
Total unit: 222
Average size: 875 sf ( Type A ) and 968 sf ( Type B )
2 towers: Tower 1 ( 26 storey ) and Tower 2 ( 22 storey )
Ground floor to 8th Floor ( facilities and car park podium )
9th floor to 26 floor ( typical units )
Facilities: Coffee house/café , Japanese restaurant , lobby lounge, business centre, games room, children playroom, restrooms, laundry service , reception , spa , massage & facial service , concierge, convenience shop , mailroom , ball room , conference rooms , F & B preparation , VIP waiting room., adult & children pools , Jacuzzi, landscaped garden , gazebo, Gym, sauna, BBQ, bar , changing rooms & shower facilities.
Sky lounge facilities : bistro , speciality restaurant , vip rooms
Services: limousine services, water sport, local tours , wifi access , 24 hours security , team building , beach volley ball , laundry service, housekeeping service , 24 hours in room dining, fishing equipment for fire.

Add caption



Selling Points

  1. Developer’s track records

    KL Metro Group is currently the largest water homes developer in Malaysia ! Besides, its main corporate objective is to develop and focus closely on high end products for the upmarket. It has already completed a
    number of famous resorts , and to name a few : the Legend Water Chalets, Port Dickson ( 2003 – 2006 ) and the Legend International Water Homes ( 2006 – 2009 ) , the Hibiscus Garden Chalets ( 2009- 2011 ) [ now rebranded as Lexis and Grand Lexis ] These resorts are now managed by renowned hotel operator the Lexis Hotel Group ( )
  2. BEACHFRONT penang properties

    It is rare beachfront penang properties and they are very much sought after in Penang Island and the supply of beachfront type of apartment/condominium or suites is virtually none.
  3. Supply and demand factor ( on high end & luxury resort homes )

    The factor of limited supply of high end properties or luxury resort homes in the market coupled with strong demand has contributed significantly towards the sales as proven in the example of the above completed projects in
    that it manages to fetch the high price at the average of RM800+ p.s.f. All the above mentioned resorts have achieved impressive record with 100% sale ! The supply of high end products with beachfront location in the market is relatively rare in particularly in Penang and has great potential growth in this sector
  4. Every unit has sea view

    Each floor of the either tower has 7 units and each unit has unrestricted sea view !
    * units which are facing has maximum sea view.
    * units which are facing west has sun set view.
    * units which are facing east has morning sun + air port view.
  5. Products which attract high rental on room rate
    There are strong demands for luxury resort
    type of accommodation ( like the Grand Lexis , Port Dickson ) with 5 stars hotel standard. The average room rate for Grand Lexis ranges from RM750 to RM900 per night ( please visit ) Hence, the high rental rate charged will potentially enhance the resale value of the units of the project
  6. Strategic location
    Located just 4 kilometres from the Penang International Airport. The resort can conveniently be accessed via the North-South Expressway , Penang Bridge and the 2nd Link
    ( currently under construction )
  7. FREEHOLD ( as opposed to leasehold ) Property
    It is freehold property and has obvious advantage if by comparison with leasehold’s
  8. Developer good record on rental payment

    The developer ( KL Metro Group ) managed to pay off all the rental payment promptly and adequately to all the purchasers under the lease back scheme for the Legend Water Chalets since its opening in 2006. The goodwill generated would to some
    extent enhance buyers’ confidence on the developer.
  9. Renowned hotel operator & impressive hotel business ( Lexis Hotel Group )

    Sound management of the resort by professional operator , Lexis Hotel Group, ( ) with good track records is crucial and will directly enhance the overall value of the entire project ( as in the example of our completed resorts , Lexis and Grand Lexis , Port Dickson ) Both resorts have been managed competently to the extent that healthy profits on the hotel business have been achieved and purchasers’ rental have been paid adequately and promptly.

  10. Multiple awards winning company :

    ( Century International Quality Era Award : Geneva 2011 )
    (Bloomberg’s International Property Award : Asia Pacific Region – 2010 )
    ( CNBC’s International Property Award London – 2007 )
    ( 6th Asia Pacific International Honesty Enterprise Keris Award , 2007 )
    ( 3rd Malaysia Business of the Year Award 2008 : Emerging Entrepreneur of the Year )
    Being the proud winner of the above awards , KL Metro has definitely lived up to its corporate image as a dynamic, competent , honest enterprise with full integrity and highest standard of professionalism.

  11. Unique product ( Penang properties with Private pool and sauna for every unit ! )

    > comes with private swimming pool and sauna room for every unit , a new record in Penang !
  12. Developer’s marketing strength ( on sale )
    Kuala Lumpur Metro Group is one of the pioneers and at the forefront of promoting and marketing Malaysia properties in overseas. The record achieved is fairly impressive : todate KL Metro has managed to attract overseas buyers from 40 countries ( from various parts of the world ) for our projects. Besides , sale records achieved for all the developer projects ( both housing , commercial and tourism projects ) have been 100% !

  13. Project supported by full facilities & services

    Resort supported with full facilities and services will help greatly in securing hotel business when in operation and thereby generating more profits. The experience of the developer’s current resorts : Lexis and Grand Lexis has proven the significance of resort facilities in relation to the generation of hotel revenue.
  14. Project designed by word renowned architect

    Broadway Malyan of London : buyers can be assured of a total commitment towards delivering
    superior design and quality excellence in the most professional way.
  15. United Nation Heritage (UNESCO) - Penang & Malacca

    Penang was added into the United Nation Heritage List on 07th July, 2008 and this should , directly or indirectly , enhance the overall publicity and goodwill of Penang and should contribute significantly to the sale and marketing campaign of the project in particular in overseas.

Sunday, June 3, 2012

因为是家人, 公司的伙伴乜是家人

几个月前, 友人来到我公司 找我,然后我回家時因为忘记帶 钥匙, 必须打电话给住在附近的同事,帮忙來钥冂我同事ALEX MAH, 二话不说的就出来钥门, 前天回家时才發現,我把钥匙借给了另一个同事,又没有钥匙钥冂,又打了一通电话給KELSON,乜是二话不说的就出来钥门,原因很简单因为是家人.

很多好心人給我意見,誏我不要太相信别人,为什么公司的钥匙那么輕易的交给同事们, 公司有很多的重要文件夹,不会有问题嗎? 我还记得我回答因为是家人,因为伩仼,只要我们肯珍惜因缘,真诚相待,自然会缘缘相系。



成功的观念則如 " 只问耕耘,不问收获", "只慰他苦,不祈我乐","只想付出,不求回报","只顾成就,不计辛苦",事业成功的条件有很多,尤其有四点不能不特别氵主意。

1. 诚信笃实的人会成功。诚信是做人的基本道德
2. 守时勤奋的人会成功。守时的人必定能在預定时间把事情做好
3. 结缘助人的人会成功。助人为乐
4. 智慧圆融的人会成功。合情,合理,合法的为己,为人,为大众。


Tuesday, May 15, 2012



Every reason to feel upbeat about the property market

REPORTS released in the last two to three weeks on the state of the property sector in Malaysia and other countries in this region should offer some comfort to both builders and investors.

The Malaysian Property Market Report 2011 that is issued by the Valuation and Property Services Department of the Finance Ministry has painted a fairly positive picture.
According to the report, the Malaysian property market saw its highest growth in the last five years. For instance, the number of transactions in 2011 was up 14% and the value of transactions in the same year rose 28% compared with the previous year.
Perhaps it is for this reason that sentiment remain upbeat not only among property investors in Malaysia but in other countries in this region as well, such as Indonesia, Singapore and Hong Kong.

Also released just recently is the Asia Property Market Sentiment Report 2012 by, a network of property websites covering Malaysia, Indonesia, Singapore and Hong Kong.

According to this report, 59.5% of those surveyed think that the Malaysian property market is still doing well, and 62.3% of them have expressed a desire to acquire new property within the next six to 12 months. That, certainly, is a show of confidence in the property market in Malaysia, and sweet music to developers’ ears.

More numbers: of those surveyed, 28% have said that they were looking to buy for investment.But then again, some may ask, is it all that great? Are those numbers for real? Even if they are, are we drawing the right conclusions, the perennial pessimist will ask.
Given the scenario, we have reason to feel positive about the Malaysian property market.
Not reported here or anywhere, but widely acknowledge and perhaps even fairly extensively practised is the purchasing of properties for the future generations.

Parents monitor the prices of houses for the benefit of their children. Many who can afford it are already buying new homes for their children, out of fear that prices could rise to a level beyond their children’s means if they wait for the children to grow up, find a job and start looking for a home on their own.

This practice now begs the question: if the children of this generation can’t afford to buy their own homes, how then are their own children going to fare? But that is another issue.
Looking at it from an investor’s point of view, there is still a lot of upside in the property market, particularly in Malaysia.

The property market in Malaysia is still quite under-priced when compared with those in Indonesia, Hong Kong or our nearest neighbour Singapore.
There are many family ties between Malaysia and Singapore and our cousins across the Causeway have more than occasionally envied us our property prices.

The fact that Singaporeans make up a large proportion of foreign property purchasers in Malaysia, particularly in Johor, is a case in point.
Property developers are also increasingly eyeing markets outside Malaysia with many carrying out promotional efforts to attract buyers from China, Indonesia and of course Singapore.

Every reason to feel upbeat about the property market -

Friday, May 11, 2012



 Dear Business Partners/ Agents,

Please be informed that In line with the BNM circular onGuidelines on Responsible Finance, the RACs in MLPP have been revised accordingly.
The summary is shown as follows:-

Current Guidelines (up to 31/12/2011)

New Guidelines effective 1/1/2012

In view of these changes, effective from 29thDec 2011, there is a revision in our OCBC Home Loan Application Form forboth conventional and Islamic loan, available in English and BM version,depending on the suitability of your customer(s) Kindlyuse this version for all OCBC Home Loan applications moving forward.

Please take note that theeffective implementation of the new guidelines is based on Loan Creationdate from
1st Jan 2012 onwards, anyapplication forms using the previous version will cease usage.

Major areas of the revisions can be found in the attachedPowerPoint slides, with the new revised application forms/ additional formsfound in the Appendix.

Please read the content accordingly prior to completing theentire columns in the form(s).

You can also found the additional/ supplementary form in theattachment & appendix  for applicant’s declaration to includealso the non-CCRIS debt obligation declared by customers (required for the DSRcomputation). This is mandatory to be used for all loanapplications.

We will be advising you soon on the new application form forthe Islamic loan once we obtainthe latest updated application form.

Tuesday, May 1, 2012



See More

Wednesday, April 18, 2012


The Secret to investing in Hotel Suites in KL City Centre unveiled to you by Amenny Chua. Organised by One World Property.

Posted on | March 23, 2012

The Secret to investing in Hotel Suites in KL City Centre unveiled to you by Amenny Chua. Organised by One World Property.
Property Seminar topics include :
How to select a potential investment at the right time?
How to ensure High Return on property investment?
Special sharing in property investment with guarantee returns & profit sharing scheme
Organiser One World Property
Hotel Suites for sale, properties in KL, Amenny Chua, One World Property, property seminar, property for sale, property investment

- Hotel Suites for sale, properties in KL, Amenny Chua, One World Property, property seminar, property for sale, property investment


Wednesday, April 11, 2012


Malaysia is naturally proud of its national park, Taman Negara, 4,343 square kilometers of virgin forest and home to over 200 varieties of animals and just as many species of plants, trees and blooms.

A paradise, not just for botanists and entomologists, it is a heavenly haven for all who wish to get away from the concrete jungle, and experience the real jungle.

The journey to Taman Negara is an adventure in itself, and as you skim over rivers in narrow boats or motorized sampans, through lowland and cloud forests, you will be serenaded by the music of nature - the chirping crickets, the calls of the birds and the rustling of the wind among the leaves of the trees that are said to be more than 130 million years old. This two-hour journey will take you to the park headquarters in Kuala Tahan, where you'll start your activities.

Taman Negara is a magical place of lush greenery, and its serene tranquility will weave its spell over you as you make your way through the park, be it on a single night safari or a nine-day trek up Gunung Tahan, the highest mountain on Peninsular Malaysia. Walk amongst the tall giants of old - the meranti hardwood trees, and look around in wonder at the seeming ease with which they touch the heavens.

Trekking Trail around Taman Negara

The network of the trekking trails are clearly marked, so it is easy and safe to trek in the jungle and surround yourself in the virgin jungle. Among the more popular trekking trails are , Canopy Walkway & Lubok Simpon - 4 hour, Kual Bukit Teresek a Tahan & Bumbun Kumbang (Hide) - 4 hour, Gua Telingga (Ear Cave Exploration) - 2.5 hour, Lubok Simpon - 25 minutes & Lata Berkoh Waterfall Cascade - 5 Hour
Other Trekking Trails are Bukit Indah, Warisan Hill, Abai Waterfall & Putri Waterfall
Overnight Trekking Trails are Tenor Rentis Trail (16Km), Kuala Keniam – Kuala Tahan Trail (28Km) & Gunung Tahan (55km)



One World Realty Amenny and Ivan Chong  take part of TV shooting program "property hunter"

Here it go.......

Topic of sharing is about How to become a property investor with 0 down paymentI believe this topic will bring a lot of interest to all reader in my Blog.

Currently I  owned 10 properties, herewith some secret and my experience from my investment.
I am a real estate agent and I  started to invest my 1st property at my age of 25, I owned 5 properties at my age of 30. I buy and sell property to make profit.  All the property I bought thru normal Sale and Purchase procedure at my young age.

Three years ago, I start to discover the secret to become an investor with no down payment, and I had managed to bought another 5 properties with 0 down payment, it is a very interesting topic to share? I believe for young investor it is good to start your investment early.

Now let me share with you how I started to buy a property without paying a normal 10% down payment upon signing Sale and Purchase Agreement (SPA)

I discover this investment model during my study trip to Taiwan and when I meet up a young guy and he wrote a book regarding his journey of  become a real property investor.

I read his book and few other property guru on the successful property investment and I start to copy the success model, Generally they are few comment key similar in their success model.

I start to look for the property location nearby LRT and I make a study and survey every day thru Internet and calling the real estate agent who handle the specific property, finally I start my 1st 0 down payment property  investment at Berjaya Times Square.

Here are the 5 keys of successful property investment:




This hotel is centrally located in the heart of the business and shopping district of Kuala Lumpur. Housed within the Berjaya Times Square’s shopping mall, accessibility is the key trait with monorails directly connecting all strategic locations in town right to its doorstep. Well-appointed where every detail is vigilantly crafted to a fine balance, it is no wonder this hotel is touted the preferred destination for business and leisure

2nd Key-RENTAL YIELDS- ROI More than 6%

Calculate the gross rental yield 

Another importance point that all the property investor will look into it, is the Return of Investment( ROI), you must make sure the rental price will be able to cover the installment. It possible after obtaining the property you could put in some money for renovation and you are able to get a better rental.

The opportunity that I had during property crisis year 2009.

The property sell with tenancy of RM2,500 per month, and the asking price RM400,000, I manage to negotiate to RM370,000 and RM380,000

  • To calculate and work out the gross rental yield, you will take the amount of annual rent collected and divide it by the total cost of the property. The result should then by multiplied by 100% for gross rental yield.
Formula =  Rental x 12/ Purchase Price x 100

Rental Yield = RM2,500 x 12/ RM370,000 x 100

                   ROI 8.1%= RM30,000/RM370,000x100


During  purchase the property, the neighbourhood property is selling at RM800 to RM900 per sq ft. I request property owner to allow me to mark up the purchase price so that I could obtain a higher loan margin  from the bank. The sale and purchase price will be based on RM800 x 550 sf, RM440,000 and I immediately make RM70,400 upon purchase,which mean I had made RM128 psf from the property.

For 1st time buyer the loan margin can be up to 90% = RM396,000 

The differential sum of RM26,000 can be used to pay the legal fee or miscellaneous cost inclusive of refurbish the property.


STEP 1- To be able to get a bank loan

The investor will need to have a strong bank statement and payment voucher or income proof to get a higher loan margin.
the tip to beginner and young investor is to get all the family member income to be bank in to your bank account, than upon submission of loan, you will just need to copy all the relevant document into a CD and pass it to all the banker.

STEP 2- To find a reliable banker and lawyer

Lastly get a good lawyer to prepare a Sale and Purchase Agreement and you will be able to get a great discount and big saving in your purchase transaction.

Until then, ladies and gentlemen, boys and girls, live happy, learn how to become a property investor and achieve financial freedom.

See me personally to find out more or call me at 0122094813,  please  email me at if you like to know more.

You may leave a comment in my blogger.


Nicole Pedersen-McKinnon

April 8, 2012

It's worth investing in property and stocks to FUND YOUR RETIREMENT, and if things turn gloomy financially.

With the benefit of hindsight, Nicole Pedersen-McKinnon has a few tips for her younger self.

Dear younger, better-looking, more cash-strapped version of me,

This is your future self writing, martian-tini in hand, from Branson's new space resort. You see, it might not seem possible today but you get your financial act together. And yes, you rocket past your retirement dreams.

But I remember well how stressed you felt in 2012, so I thought I'd give you a heads-up on how you ultimately prevail.

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Sure, things got pretty scary on asset markets after 2008's mortgage-induced meltdown. I painfully recall the trauma of watching shares deflate, undulate and then stagnate.

But growth - a more subdued version - does resume.

However, that's not really the point. The point is that you need to hold some growth assets - stocks and property - to fund your retirement.

Sitting in cash might feel less nerve-racking, but of the 6 per cent you can now earn, half is eaten up by inflation and almost the other half by tax.

What you need is a broad spread of growth and income (cash and bond) assets, remembering high-yielding Australian shares can act like both. This is not just so there's potential for your portfolio to increase but also so the next time an asset class tanks, and at some point most will, it doesn't dramatically decrease.

The key is to ensure your asset mix remains appropriate to your risk appetite and age. Do us a favour and progressively invest more safely.


Hopefully, by now, you've begun to accept an uncomfortable truth - property doesn't always go up, even in Australia.

I recall the 3 per cent national fall in 2011 and also that the performance of suburbs and areas across the country varied quite dramatically. Be aware that if an investment property loses you money each month - because you've negatively geared for the tax breaks - you need a big eventual capital gain to compensate.

Don't forget, either, that your home is one of the most valuable assets you'll own, so you already have a large chunk of cash tied up in real estate.


The real secret to investing is not what you earn on savings and investments but how much you can save and invest in the first place.

Because, from my bird's-eye view, I can see just how spectacular compounding really is. The earlier you start, the easier you will succeed.

Start putting $100 a month into an investment, earning even a modest 6 per cent, at age 30 and by 55 you'll have more than $70,000, more than half of it from investment returns.

If you don't start until 40 you'll need to save $240 a month to end up with the same balance - and only $27,000 will be returns.

Wait until 50 and this leaps to $1000 a month - and you'll have to find all but $10,000 of your total. A hundred bucks a month is the equivalent of one less naughty snack or cup of coffee a day.


Shoring up your future is just as much about defensive as offensive actions. In other words, get protected.

First, a healthy sense of scepticism is one of the best protections going. Never forget if it seems too good to be true, it is - and could even be a scam.

You don't get higher returns without taking a higher risk. Ever. If you can't take on that risk, don't invest.

Secondly, you need to protect your family and also your most valuable asset: your earning power. Take out life, total and permanent disability and income protection insurance as a minimum - today.


The interest savings from repaying debt are enormous - just as compounding works for you with savings, it sabotages you with debt.

If you let a home loan go full term, you can expect to repay far more than double what you initially borrowed.

So don't. Bear in mind that in the top tax bracket you would need to earn almost 12 per cent on an investment for that to be a smarter strategy than simply paying down debt, based on the average 7.4 per cent variable rate.

But the real power of the strategy is that, without the regular commitments of mortgage and debt repayments, there's much more money with which to reach your lofty goals.


Make your money work for you, not just the other way around. And to stay focused on wealth building, treat yourself along the way.

But don't bother saving for the jet pack. Sure, you can buy them now but landings are a bit hit-and-miss.

Stay financially grounded throughout and the stars are the limit.